ABOUT LIGHT

Light, a Non-Banking Finance Company, leads financial innovation by harnessing technology. The company delivers comprehensive solutions tailored to empower small businesses and entrepreneurs by offering essential tools and resources to help them achieve their dreams. Supported by a high-caliber, passionate and professional team, the company strives to foster growth and unlock the potential of emerging enterprises. The company aims to become the leading financial products and services company in India driven by its cutting-edge technology platform.

ABOUT LIGHT

Light leads financial inclusion by harnessing technology. The company empowers small businesses and entrepreneurs by providing them working capital to fulfill their dreams.
Supported by a high-calibre, passionate and professional team, we strive to foster growth, unlock the potential of emerging enterprises and become the leading financial products and services company in India, driven by our cutting-edge technology platform.

Vision

To be a trusted leader in financial services.

Mission

Develop highly reliable, high touch and scalable financial products and services through innovative, efficient and effective mobilization of capital and deployment of technology for enabling economic and social growth of our customers.

More About Light

Light was founded in 2009 with a vision to integrate underserved individuals into the credit system. Guided by an unyielding commitment to empowerment, Light has evolved into a driving force behind Micro and Small Enterprises (MSEs) growth, surpassing mere financial transactions.

Light’s journey has been remarkable. From its inception to its current stature, Light has elevated its impact and influence. Today, with an impressive Assets Under Management (AUM) of Rs 2000 crore, Light stands as a testament to its enduring dedication. Its customer base, exceeding 4.5 lakh individuals, reflects the trust MSEs place in Light’s commitment to fuel their dreams. With a strategic network of 150 branches across states like HP, Haryana, Gujarat, Rajasthan and Madhya Pradesh, Light extends beyond physical presence; it reaches the heart of MSEs’ operations, fostering growth wherever it touches.

Light’s journey also transcends conventional limits. Through LightMoney, Light offers diverse credit solutions for modern businesses. Beyond a digital platform, LightMoney signifies Light’s ability to adapt to change, ensuring customers have the tools they need to succeed. Light’s credit products are more than financial instruments; they enable dreams, facilitate growth, and partner in prosperity. Light’s approach is grounded in understanding MSEs’ challenges, driving continuous innovation.

In May 2023, Light achieved a significant milestone when the Finance Ministry allowed Aadhaar-based authentication, a privilege few Indian financial companies enjoy via the KUA license. Light’s reputation as a trusted authority solidified. The same month, Light became the Designated Agency for MSME registration, reflecting its expertise. Through funding rounds totaling ₹271 crores, Light established itself, paving the way for future achievements.

What sets Light apart is its dedication to positive impact. Transforming small business finance, Light offers tailored loans, support growth, and foster prosperity. Transparent and flexible solutions empower entrepreneurs, building a brighter future for small businesses and individuals.

Notable impact investors recognize Light’s potential. In 2021, a Series A round raised US$10 million (INR 75 Cr) from investors like AblerNordic, Triple Jump, and Incofin. These investors prioritize social impact. Notably, this marked Triple Jump’s entry into India, endorsing Light’s mission. In September 2022, a ₹196 crore Series B round, led by BII, further solidified Light’s position. Existing investors’ faith fueled expansion, providing impactful financial solutions. Leveraging these resources, Light drives positive change, empowering more to thrive.

In an ecosystem where growth is reality, Light shines as a beacon of hope, illuminating paths to prosperity for countless MSEs. Resilience, innovation, and an unwavering commitment define its journey, regardless of business size. As Light continues, possibilities are limitless, illuminated by the beacon of Light.

Vision

To be a trusted leader in financial services.

Mission

Develop Highly Reliable, High Touch and Scalable Financial Products and Services through Innovative, Efficient and Effective Mobilization of Capital and Deployment of Technology for Enabling Economic and Social Growth of our Customers.

Social Impact
by Light

Inspiring Tales of Achievements