Name | Catalyst Trusteeship Limited |
Address | 910-911,9th Floor, Kailash Building, 26, Kasturba Gandhi Marg, New Delhi –110001 |
Phone | 011-43029101 |
Fax | +91 22 4922 0505 |
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Designation
Branch Credit Manager
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Job Type
Full-Time
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Remuneration
As per industry standard
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Job Summary
The Branch Credit Manager (BCM) will be responsible for evaluating credit proposals, conducting customer visits, assessing business income, and ensuring adherence to credit policies. This role requires a keen eye for potential risks, thorough due diligence, and maintaining high standards of credit information and underwriting. The BCM will also manage disbursement officers and contribute to policy development.
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Key Responsibilities
- Evaluation of Proposals put up for recommendation / approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents / data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
- PDD and Portfolio Management.
- Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.
- Handling Disbursement officers for process.
- Accuracy of work and timeline adherence.
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Desired Profile
- Educational Qualifications: Any Graduate.
- Experience: Minimum of 3-6 Years experience in Credit.
- Strong analytical and risk assessment abilities.
- Ability to maintain high standards of credit information and underwriting.
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Locations
Dhrangadhra, Gujarat