LightMoney

Flexible Loans With LightMoney

Our customized loans cater to individual requirements, financial goals and repayment capacity, avoiding a one-size-fits-all approach. We understand your unique financial needs and situations and our personalized loan products are designed to fit your profile and goals. Our loans offer minimal documentation, quick processing, flexible repayment and a complete digital process for easy access from anywhere. We provide a hassle-free experience, competitive rates and smart financial solutions to make borrowing easy and affordable.

Equi Pay

Equip Pay is a loan product designed to support micro businesses in purchasing equipment or machinery necessary for their livelihood. It offers a quick and easy approval process with flexible repayment options, specifically tailored to match your cash flow. With Equip Pay, customers can obtain the necessary funds to purchase the equipment they need to grow their business or improve their income. Whether it’s for agricultural, manufacturing, or service purposes, Equip Pay enables you to achieve your goals by providing the financing you need, while ensuring that repayment fits within your budget.

Secure Pay

Secure Pay is a loan product that serves larger financial requirements and is secured against collateral. It offers competitive interest rates and flexible repayment options tailored to specific needs. With Secure Pay, customers can obtain significant funds to meet their financial goals, such as buying a house, expanding their business or covering a large expense. The product requires collateral, which can be in the form of property or assets, ensuring lower interest rates compared to unsecured loans. Secure Pay is a great option for customers who require significant funds and are willing to put up collateral to secure a loan.

Cover Pay

Cover Pay is an innovative option that allows customers to pay for their auto insurance in three easy installments at 0% interest rate. It aims to make auto insurance more accessible and affordable for all customers. With Cover Pay, customers can enjoy the benefits of insurance coverage without having to pay a lump sum upfront. This option ensures that customers can spread the cost of their bike insurance over several months, making it more manageable and easier to budget. Cover Pay is a great solution for customers who want to protect their bikes and save money on their insurance premiums.

Flexi Pay

Flexi Pay is a loan product that caters to the needs of the underserved segment by offering flexible loan sizes and tenures. It provides customized solutions for various financial situations, with competitive interest rates and easy repayment options. The product is designed to empower individuals and small businesses to manage their finances efficiently, without the burden of rigid loan structures. With Flexi Pay, customers can choose the loan amount and repayment tenure that suits their needs, making it a versatile and accessible financial tool for those who need it the most.